Public learning track
Personal Insurance and Risk Management
8 lessons
Goal
Understand the principles of risk management, personal insurance coverage types, policy mechanics, and public safety net programs.
8 lessons
0 of 8 done
- Understanding Risk and the Role of Insurance in Financial SecurityUp next
- Types of Personal Insurance: Auto, Health, Property, and LifeNot started yet
- Disability, Long-Term Care, and Specialty Insurance OptionsNot started yet
- Factors Influencing Insurance Premiums and Coverage NeedsNot started yet
- Mandatory Insurance and Contractual ObligationsNot started yet
- Deductibles, Copayments, and Moral Hazard in Insurance ContractsNot started yet
- Risk-Reduction Behaviors and Premium DiscountsNot started yet
- Government Social Safety Nets and Public Assistance ProgramsNot started yet
Standards Covered
- SS.912.FL.7.4Florida Social Studies Standards · Social Studies · Grade 5 (target) · Grade 5Describe why people choose different amounts of insurance coverage based on their willingness to accept risk, as well as their occupation, lifestyle, age, financial profile, and the price of insurance.
- SS.912.FL.7.8Florida Social Studies Standards · Social Studies · Grade 5 (target) · Grade 5Identify the purposes of various types of insurance.
- SS.912.FL.7.7Florida Social Studies Standards · Social Studies · Grade 5 (target) · Grade 5Explain that people can lower insurance premiums by behaving in ways that show they pose a lower risk.
- SS.912.FL.7.5Florida Social Studies Standards · Social Studies · Grade 5 (target) · Grade 5Explain how governments and contractual obligations can influence the decisions and responsibilities of individuals to obtain different forms of insurance.
- SS.912.FL.7.6Florida Social Studies Standards · Social Studies · Grade 5 (target) · Grade 5Describe how an insurance contract can increase the probability or size of a potential loss.
- SS.912.FL.7.9Florida Social Studies Standards · Social Studies · Grade 5 (target) · Grade 5Explain how government programs provide a social safety net that protects an individual from an economic hardship created by unexpected events.
Curriculum Framework
9th Grade · Social Studies · US-FL-SS
1
8 lessons
Personal Insurance and Risk Management
Understand the principles of risk management, personal insurance coverage types, policy mechanics, and public safety net programs.
2
7 lessons
Consumer Rights, Financial Privacy, and Personal Financial Law
Learn how to protect financial identity and privacy, plan for legal contingencies, navigate consumer protection laws, and understand legal remedies for financial distress.
3
6 lessons
Geographic Tools and Spatial Analysis
Master foundational geographic frameworks, cartographic techniques, and GIS technologies to analyze and visualize spatial data.
4
9 lessons
Regional Geography, Global Development, and Environmental Change
Apply regional concepts to examine global disparities, demographic shifts, and the impacts of human-environmental modifications.
5
11 lessons
Physical Earth Systems, Biomes, and Resource Governance
Explain how Earth's geomorphic, atmospheric, and ecological processes shape landscapes and analyze policy debates over natural resource stewardship.
6
6 lessons
Hydrological Systems, Settlement Patterns, and Population Demographics
Analyze how water systems influence human settlement and master the demographic tools used to evaluate population structure and growth.
7
6 lessons
Human Migration Patterns, Borders, and Environmental Displacement
Evaluate the push-pull dynamics, spatial models, socioeconomic impacts, and environmental drivers of human migration and cross-border mobility.
8
10 lessons
Urban Geography, Spatial Models, and Globalization
Analyze the spatial morphology of cities, apply models of spatial organization, and evaluate the multifaceted impacts of global economic and social integration.
9
10 lessons
Cultural Diffusion and Changing Geopolitical Boundaries
Examine how cultural traits spread across regions, and use historical and contemporary political maps to analyze shifting territorial boundaries and state sovereignty.