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Personal Insurance and Risk Management

9th Grade · Social Studies · US-FL-SS

8 lessons

Goal

Understand the principles of risk management, personal insurance coverage types, policy mechanics, and public safety net programs.

8 lessons
0 of 8 done
  1. Understanding Risk and the Role of Insurance in Financial SecurityUp next
  2. Types of Personal Insurance: Auto, Health, Property, and LifeNot started yet
  3. Disability, Long-Term Care, and Specialty Insurance OptionsNot started yet
  4. Factors Influencing Insurance Premiums and Coverage NeedsNot started yet
  5. Mandatory Insurance and Contractual ObligationsNot started yet
  6. Deductibles, Copayments, and Moral Hazard in Insurance ContractsNot started yet
  7. Risk-Reduction Behaviors and Premium DiscountsYou are here
  8. Government Social Safety Nets and Public Assistance ProgramsNot started yet
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Learning standards covered

us-flSS.912.FL.7.7Florida Social Studies Standards · 5th Grade

Explain that people can lower insurance premiums by behaving in ways that show they pose a lower risk.