Personal Savings and Financial Choices

Identify and demonstrate essential character traits of responsible, ethical community members.

Describe the rights guaranteed to citizens and the corresponding civic responsibilities in Utah and the nation.

Provide examples of how responsible community members resolve disagreements, solve shared problems, and foster unity.

Explain how representative local government works and describe the roles of mayors and city councils in making decisions for a community.

Describe essential public services and utilities provided by city governments and explain how local taxes fund them.

Identify current leaders at home, school, community, state, and national levels, and analyze traits of effective leadership.

Identify celebrations, state holidays, and national holidays that honor notable people and events in Utah and US history.

Explain the personal, practical, and long-term benefits of saving money.

Explain how scarcity of resources and opportunity cost require people and communities to make choices.

Describe and compare a variety of services provided by local economic institutions, including businesses and non-profit organizations.

Describe how people can be both producers and consumers of local goods and services.

Identify the specialized work necessary to manufacture, transport, and market goods and services.